Business Expert with German – Risk Applications

COMMERZBANK PL łódź Posted 27 Oct 2026 Closing: 26 Nov 2026

Permanent On-site

Competitive

Apply & Upload CV

Clinical Role Overview

Join our team as a Business Expert!

Together with your team You will be doing:

Maintenance & development of the risk applications (e.g. credit reporting systems, operational risk tool)

Working closely with software developers and application users

Conduct technical, business and data quality analyses

Leading meetings with stakeholders

Analyzing risk management and regulatory requirements and implementing adjustments into the tool and processes

Solving problems (both business & model related, support technical fixes)

Managing documentation of business requirements, application guidelines and design goals

Working on processes improvements using agile methodologies

Which technology & skills are important for us?

Master degree in economics, matematics, physics, IT or related field

Strong willingness to troubleshoot and resolve application related issues

Very good communication skills

Experience in project management

Professional experience in financial industry, preferably within risk management area

Intermediate knowledge of technical languages like SQL

English & German C1 level

How?

Hybrid on Wersalska 6 street (mandatory: once a week work from the office - Łódź)

Below you can find more information about Commerzbank and cluster:

Commerzbank is a leading international commercial bank with branches and offices in almost 50 countries. The world is changing, becoming digital, and so we are. We are leaving the traditional bank behind us and are choosing to move forward as a digital enterprise. This is exactly why we need talented people who will join us on this journey. We work in inter-locational and international teamwork in agile methodologies.

Description of the cluster:

Cluster Risk Models & Calculations is responsible for:

Development, roll-out and maintenance of group-wide models for credit risk, operational risk, capital requirements and stress-testing (incl. tight monitoring of model performance). We are model owner and 1st line of defence for model risk.

Implementation of models in calculation kernels (e.g. rating models, RWA-calculation, C-VaR, LGD-Service, OpRisk and Stress).

Specification and implementation of rating tools as well as other central risk applications – used mainly by own Front-Ends in the credit process or in online applications.

Calculation of the economic capital requirements (e.g. Credit Portfolio Model, AMA for OpRisk, business- and physical asset risk - incl. stressed conditions).

Basis calculation for risk provisions (especially IFRS9 Stage Assignment and Lifetime-EL) and centre of competency for Asset Backed Securities

IT-solutions for recording, management and calculation of the operational risk, tools for and management of the internal control system.

Operational stability of the IT-Applications (e.g. wrt incidents or delays) but also optimization of IT-platform as well as minimization of manual processes.

Tailor-made risk analysis (e.g. scenarios, impact analysis, Ad-Hoc requests) in particular for the management of the current COVID-19 crisis. Professional response on customer requests.

Main contact for regulators, chartered accountant and internal auditors concerning model development and implementation.

Implementation of important regulatory and strategic initiatives: e.g. implementation and fulfillment of new regulatory requirements for AIRB rating models, acceleration of rating calculation, enablement of digital credit journey, improvement of credit decision and streamlining of credit processes

What we offer?

Medical care packages in Enel-med,

Additional Generali insurance,

Multisport Plus Card,

Pluxee Lunch card,

Co-financing of glasses or contact lenses,

PPE - Employee pension scheme, in which the employer's contribution is 5.5% of the monthly salary,

Special offer at mBank for Commerzbank employees,

Special offers within mBank group

Access to the Speexx e-learning language platform,

Access to O’Reilly and Clix (Linkedin Learning) e-learning platform,

External trainings,

Interest groups and integration events,

Relocation packages inside and outside Poland,

Psychological support program for employees and their families, additionally financial and legal consultations (chat, phone, 24/7),

Additional holiday days after each year worked at Commerzbank (maximum 5 additional days),

Compensation of up to 100% for sick pay (up to 33 days in a given calendar year),

Equivalent for electricity and internet while working for home,

Flexible working time,

Masterbenefit - car subscription,

Travel allowance of 150 PLN for each arrival for the first year of work in Commerzbank for employees traveling to work (to Łódź – from outside the Łódź Voivodeship, and to Wrocław – from outside the Lower Silesian Voivodeship), whose previous employer was located outside of Łódzkie or Dolnośląskie.

Annual bonus, which amount depends of the results of the bank.